{"schema_version":"1.2","slug":"cleo","url":"https://www.launchpadhq.io/platform/cleo","name":"Cleo","former_names":[],"company":"Cleo AI Ltd.","website":"https://web.meetcleo.com","category":{"slug":"finance-real-estate-ai","name":"Finance & Real Estate AI"},"description":"Budgeting chat app. it can link bank accounts (account aggregation). Paid tiers include cash advances — those products have separate fees and terms; this listing is not an offer of credit. Official FAQ (meetcleo.com FAQs): Free app; Plus $5.99/mo or $44.99/yr; Pro $8.99/mo; Builder $14.99/mo. Some users pay legacy Plus prices from $1.99.","primary_use":"AI budgeting chat that can link bank accounts and offer cash advances","use_cases":"Young adults wanting budgeting nudges; paid tiers add cash advances — read fees and terms first","best_for":["young adults","budget beginners"],"works_with":["transactions"],"outputs":["chat","budgets"],"platforms":["iOS","Android"],"apps":{"ios":"https://apps.apple.com/us/app/cleo-ai-budget-cash-advance/id1447274646","android":"https://play.google.com/store/apps/details?id=com.meetcleo.cleo","macos":null,"windows":null,"linux":null},"cost_tier":"FREEMIUM","difficulty":"BEGINNER","technical":{"privacy_level":"LOW","time_to_productivity":null,"learning_curve":null,"offline":false,"api_available":false,"languages":null,"integrations":null,"upgrade_triggers":null},"lifecycle":"active","status":null,"free_tier":{"available":true,"summary":"Free app; bank linking and cash-advance terms on paid tiers"},"plans":[{"name":"Plus","price_text":"$5.99/month","amount":5.99,"currency":"USD","period":"month","limits":"Cash advances up to $250, subject to eligibility","is_free":false},{"name":"Pro","price_text":"$8.99/month","amount":8.99,"currency":"USD","period":"month","limits":"Cash advances up to $250, subject to eligibility","is_free":false},{"name":"Builder","price_text":"$14.99/month","amount":14.99,"currency":"USD","period":"month","limits":"Cash advances up to $500, subject to eligibility","is_free":false}],"starting_price":"$5.99/month","lowest_paid":{"name":"Plus","price_text":"$5.99/month","amount":5.99,"currency":"USD","period":"month","limits":"Cash advances up to $250, subject to eligibility","is_free":false},"api_pricing":null,"usage_limits":null,"models":null,"features":null,"tasks":null,"alternatives":[],"works_well_with":[],"guide_url":null,"changelog":[{"date":"2026-10-14","field":"freeTier","summary":"RA: no free plan. Removed freeTier. “Without subscribing” refers only to the cash advance."}],"sources":[{"label":"Company","url":"https://web.meetcleo.com/products/pricing","checked_at":"2026-10-14","status":"verified"}],"notes":["Checked 2026-10-13 (from catalog copy)"],"verification":{"status":"verified","checked_at":"2026-10-14"},"data_as_of":"2026-10-14","record_updated_at":"2026-10-14","generated_at":"2026-10-27T01:59:22.302Z","sponsored":false,"attribution":"Data from Launchpad HQ (https://www.launchpadhq.io). Please credit Launchpad HQ and link to the tool's Launchpad HQ page."}