{"schema_version":"1.2","slug":"monarch","url":"https://www.launchpadhq.io/platform/monarch","name":"Monarch","former_names":[],"company":"Monarch Money, Inc.","website":"https://www.monarch.com","category":{"slug":"finance-real-estate-ai","name":"Finance & Real Estate AI"},"description":"Budgeting and net-worth tracker with AI features. it aggregates linked bank and investment accounts — review who in the household can see those connections. Official pricing (monarch.com/pricing): $14.99/mo or $99.99/yr. A trial is advertised; trial length is unverified.","primary_use":"Household budgeting and net-worth tracker with AI features","use_cases":"Households tracking accounts together; requires linking financial accounts","best_for":["households","budgeters"],"works_with":["transactions"],"outputs":["budgets","net worth"],"platforms":["Web","iOS","Android"],"apps":{"ios":"https://apps.apple.com/us/app/monarch-money/id1459319842","android":"https://play.google.com/store/apps/details?id=com.monarchmoney.mobile","macos":null,"windows":null,"linux":null},"cost_tier":"FREEMIUM","difficulty":"BEGINNER","technical":{"privacy_level":"LOW","time_to_productivity":null,"learning_curve":null,"offline":false,"api_available":false,"languages":null,"integrations":null,"upgrade_triggers":null},"lifecycle":"active","status":null,"free_tier":{"available":true,"summary":"Trial advertised; length unverified"},"plans":[{"name":"Yearly subscription","price_text":"$99.99/year","amount":99.99,"currency":"USD","period":"year","limits":null,"is_free":false},{"name":"Monthly subscription","price_text":"$14.99/month","amount":14.99,"currency":"USD","period":"month","limits":null,"is_free":false}],"starting_price":"$14.99/month","lowest_paid":{"name":"Monthly subscription","price_text":"$14.99/month","amount":14.99,"currency":"USD","period":"month","limits":null,"is_free":false},"api_pricing":null,"usage_limits":null,"models":null,"features":null,"tasks":null,"alternatives":[],"works_well_with":[],"guide_url":null,"changelog":[{"date":"2026-10-14","field":"plans","summary":"RA: $99.99 yearly or $14.99 monthly. Dropped “per account” (not on the page)."}],"sources":[{"label":"Company","url":"https://www.monarch.com/pricing","checked_at":"2026-10-14","status":"verified"}],"notes":["Checked 2026-10-13 (from catalog copy)","Some catalog figures are marked unverified."],"verification":{"status":"verified","checked_at":"2026-10-14"},"data_as_of":"2026-10-14","record_updated_at":"2026-10-14","generated_at":"2026-10-27T01:59:22.753Z","sponsored":false,"attribution":"Data from Launchpad HQ (https://www.launchpadhq.io). Please credit Launchpad HQ and link to the tool's Launchpad HQ page."}