You need to be 18 or over: Captions' terms bar anyone younger from using it beyond viewing the website. Sign up at captions.ai or in the iPhone app with Google, Apple, an email address or a phone number, and always sign back in the same way — the help centre warns that using a different sign-in method creates a separate, empty account.
There is a free plan, but it is narrow: one caption template and no AI credits (the platform's unit of spend — each thing you make costs some). That is enough to caption a clip. Anything the AI generates or edits for you — the chat editor, AI Edit, avatars, an AI twin, generated music or images — draws on credits, so in practice it means paying. The first paid plan, Max, is $24.99/month; Frontier is $69.99/month, and larger tiers cost more for bigger credit allowances. Captions says its listed prices reflect its iPhone plans.
Credits are used up when the AI generates something, not when you export, so a draft you throw away still costs what it cost. You can check what you have left under Account Settings, and on iPhone a credits history shows where each one went.
Some features — the built-in camera with a scrolling script to read from, for example — are documented as iPhone-only, and Captions' help centre says the web version is in English only.