The tool is free; the AI isn't. Cline's pricing page says it is completely free for individual developers, and you pay only for AI usage. You choose how: Cline's own provider (sign in, buy credits, no API key needed), ClinePass — an optional monthly subscription for extra usage on selected open coding models, per Cline's docs as of 24 October 2026 — or your own key from a provider such as Anthropic, OpenAI or OpenRouter, billed at that provider's rates.
Some free models exist, with conditions. Cline's docs describe rotating, time-limited free models for anyone with a Cline account, up to a quota, and note that free-model usage may be used to help improve those models. Don't use them for private code.
Running a model on your own computer is possible but demanding. Cline works with Ollama and LM Studio; its docs suggest 16–32 GB of memory for small models and 64 GB or more for larger ones, and warn local models are much slower.
You should be comfortable reading code. Cline asks you to approve each change and command. If you can't tell whether a change is safe, start with a chat assistant instead.