Discover/Text & Conversational AI/Microsoft Copilot

Microsoft Copilot

by Microsoft

Save Open Microsoft Copilot

The Launchpad take

Verdict

AI assistant in Microsoft 365, search, and Windows

M365 document drafting; Excel analysis; Teams meeting summaries; email composition; Windows assistant

Best for

Microsoft 365 usersenterprise workersWindows usersbusiness professionals

Quick facts

Free tier: Copilot has a free tier: the paid Microsoft 365 plans are described as giving higher Copilot usage than free. The page does not list the free limits.
Starting price: $9.99/month
Platforms: web, desktop
Company: Microsoft

Ready to try Microsoft Copilot? Start with the getting-started guide.

Pricing

USD, US page, as of 2026-10-26. Personal, Family and Premium show "Try free for 1 month". AI credits and daily Voice and Vision limits are from Microsoft Support (https://support.microsoft.com/en-us/Microsoft-365-Copilot/ai-credits-and-limits-for-microsoft-365-subscriptions, last updated July 2026), checked by the RA on 2026-10-26.

Plan	Price	Key limits
Microsoft 365 Personal	$9.99/month	Or $99.99/year; 1 person; 60 AI credits a month for Copilot in Microsoft 365 apps and image creation; Voice 30 min/day, Vision 10 min/day
Microsoft 365 Family	$12.99/month	Or $129.99/year; 1 to 6 people; 60 AI credits a month, for the subscription owner only; Voice 30 min/day, Vision 10 min/day
Microsoft 365 Premium	$19.99/month	Or $199.99/year; extensive usage beyond standard credit limits; Agents 25 tasks a month; Researcher and Analyst; Voice 60 min/day, Vision 15 min/day
Microsoft 365 Pro	$99.99/month	Monthly billing only; highest Copilot usage; 5 TB storage

Prices checked 2026-10-26

Key capabilities

Works with

Text
images
code
documents
presentations

Outputs

Text
images
M365 docs (Word/Excel/PPT)

Features

Microsoft 365 Premium includes extensive Copilot usage limits for advanced features, image creation and chat, and Microsoft 365 Pro has the highest usage limits.
Microsoft 365 Personal and the plans above it include the Word, Excel, PowerPoint and Outlook desktop apps with Copilot.
The page lists Researcher (find and synthesize information) and Analyst (analyze data) among Copilot's features.
Copilot Pro is not among the plans for individuals on this page; Microsoft 365 Premium is the plan with extensive Copilot usage (as of 2026-10-26).

Get it

How to use Microsoft Copilot on phones and tablets.

App StoreiOS Google PlayAndroid

Mobile web: Works in a mobile browser (responsive or dedicated mobile site).

Technical details

Offline: No
API: Yes
Languages: Multilingual (30+ languages)
Difficulty: Beginner-friendly
Privacy: High
Time to productivity: 5 min
Upgrade when: M365 integration needed; enterprise features; higher GPT-4 limits; Copilot in Teams/Excel/Word
Integrations: Microsoft 365 (Word, Excel, PowerPoint, Outlook
more
Teams), Edge, Windows, Dynamics 365, Power Platform

What changed

2026-10-26 · plans — RA: added AI credits (60 a month on Personal and Family, owner only; extensive on Premium), Premium's Agents and Researcher/Analyst, and daily Voice and Vision limits. Copilot Pro is no longer a listed plan.
2026-10-26 · plans — First fact file: Microsoft 365 Personal, Family, Premium and Pro prices (Pro $99.99/month, monthly billing only) from Microsoft's Copilot for individuals page.

Sources & notes(1)

Free tier: https://www.microsoft.com/en-us/copilot/solutions/individuals

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