Monarch
by Monarch Money, Inc.
The Launchpad take
Verdict
Budgeting and net-worth tracker with AI features. it aggregates linked bank and investment accounts — review who in the household can see those connections. Official pricing (monarch.com/pricing): $14.99/mo or $99.99/yr. A trial is advertised; trial length is unverified.
Households tracking accounts together; requires linking financial accounts
Best for
householdsbudgeters
Quick facts
- Free tier
- Trial advertised; length unverified
- Starting price
- $14.99/month
- Platforms
- Web, iOS, Android
- Company
- Monarch Money, Inc.
Pricing
USD. FAQ recommends signing up on the web rather than through the app stores. No yearly-to-monthly conversion. Free tier and trial length unpublished.
| Plan | Price |
|---|---|
| Yearly subscription | $99.99/year |
| Monthly subscription | $14.99/month |
Prices checked 2026-10-14
Key capabilities
Works with
- transactions
Outputs
- budgets
- net worth
Get it
How to use Monarch on phones and tablets.
- Mobile web: Works in a mobile browser (responsive or dedicated mobile site).
Technical details
- Offline
- No
- API
- No
- Languages
- Not listed
- Difficulty
- Beginner-friendly
- Privacy
- Low
What changed
- 2026-10-14 · plans — RA: $99.99 yearly or $14.99 monthly. Dropped “per account” (not on the page).
Sources & notes(1)
- Company: https://www.monarch.com/pricing
- Checked 2026-10-13 (from catalog copy)
- Some catalog figures are marked unverified.